Insane Way to use Sweat as Equity
No, I don’t mean collecting sweat. That would be gross. However, you can use labor as a form of down payment. Let’s face it, buying a home can be costly. First, there is financing for the new home, then there’s…
What’s the Deal With Mortgage Insurance?
Stop the presses! There's a charge for mortgage insurance on my quote. You just got a quote from your loan officer and you are looking over the estimated monthly payments of a mortgage when you see a monthly charge for…
HomeStyle Renovation Gives Power to Homeowners
Are you interesting in updating your home? Do you have an idea of what your dream house looks like? With the rise of home prices, many people have found that picking up a fixer home both saves money and gives…
Keys to a Quicker Closing on Your Home Loan
If it’s one thing both buyers and sellers hate about financing a home purchase is the time it takes to close. The typical story starts with finding a home, falling in love, making an offer and then waiting…waiting…and more waiting…
4 Proven Reasons to Choose a Direct Lender
When shopping for a home, a buyer has two options when it comes to securing a loan. To go with a mortgage broker or a direct lender. Some people don’t know the difference between the two and which one is…
USDA Home Loan Benefits
Are you looking for home at 0% down payment but aren’t a military veteran? Then I have great news for you! USDA offers a loan program for those looking to purchase, refinance or rehabilitate a home that is located in…
Understanding Mortgage Loan Limits
When getting ready to purchase a home, it’s a good idea to find out what the loan limits are for conforming loans. The reason it is important, especially in states like California with high cost areas, is because it…
Credit cards are a poor option for home renovation
Many individuals want to renovate their home to add new counter tops, floor surfaces and fixtures. In 2017, 1-in-3 homeowners paid for part of their renovations with a credit card. In fact, the median amount spend amount put on a…
