Interest Rates may Climb in 2019
For the last few months rates have been gradually going down. Mostly due to an oversupply of homes on the market and uncertainty about the state of the economy. As of today the rates have taken a turn and began…
5 Unexpected Ways to use Home Equity
The initial goal of building equity in a home it to own the home outright. However life often gets in the way and people need money for various reasons. One way to access money as a homeowner is to refinance…
Want Easy Money for Closing Costs?
Can I be totally honest with you? The cost of financing a home can add up and that isn’t including the down payment that you took so much time to save up for. Closing costs are costs associated with obtaining…
We Wish you a Merry Christmas
The most wonderful time of the year has arrived! “There'll be parties for hosting Marshmallows for toasting And caroling out in the snow” Each holiday is special but Christmas has an added dash of warmth as it brings people together.…
How to get a Mortgage as an Undocumented Immigrant
Most people assume that you have to be a US citizen to get a home loan, but that isn’t true. I’m here to tell you that there is an option for undocumented immigrants to get a loan without a social…
Do you know what your home is worth?
Do you know what your home is worth? It’s a valid question since buying a home is typically the largest purchase a person will make in their lifetime. Why? For starters, you don’t want to buy a home with a…
Hidden Secrets of Condos and Townhomes
Want to Know a Secret? A study done by Trulia relieved that the condo market climbed by 38.4% from 2012-2017. Single family residences however, only rose by 27.9% in the same time frame. Interesting huh? With more people interested in…
6 Amazing Reasons to use Down Payment Assistance
Wouldn't it be Great if Someone Paid for Your Down Payment? According to a study by Zillow, 67.9% of renters cite saving for a down payment as the largest barrier to buying a home. Good news: There are many programs…
Insane Way to use Sweat as Equity
No, I don’t mean collecting sweat. That would be gross. However, you can use labor as a form of down payment. Let’s face it, buying a home can be costly. First, there is financing for the new home, then there’s…
What’s the Deal With Mortgage Insurance?
Stop the presses! There's a charge for mortgage insurance on my quote. You just got a quote from your loan officer and you are looking over the estimated monthly payments of a mortgage when you see a monthly charge for…
