Many individuals want to renovate their home to add new counter tops, floor surfaces and fixtures. In 2017, 1-in-3 homeowners paid for part of their renovations with a credit card. In fact, the median amount spend amount put on a…
According to Redfin, the housing demand index has increased by 5.1% since September. However, this has not translated to offers made on homes. The number of open house tours has increased month-to-month by 11.2% while the number of those writing…
When a person purchases a home, there are many terms that they learn such as what a refinance is. A refinance is to renegotiate the terms of a current loan into a new loan entirely. There are many benefits to…
Buying a home is a huge step for many Americans, one that may seem scary or intimidating. However, there isn’t any reason to be afraid of homeownership if a person’s finances are in order. There are actually several benefits of…
According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged…
With all the costs associated with getting a home, it would be nice to get a break. Well depending on a person’s eligibility, they can obtain a zero down payment mortgage. I know what you might be wondering, what’s the…
Searching Zillow you found some amazing homes that you can picture yourself living in. You've even reached out to a real-estate agent to show you some of these homes. Now you want to make an offer, but the seller and…
Whether it’s purchasing a home or car, your credit score will be checked. When it comes to purchasing a home, you will need a credit score of at least 580 to qualify for a mortgage. So how exactly can a…
The news and social media are full of success stories about people triumphing over their debt, but how exactly did they achieve this? Many people create a budget and stick to it, however paying off a mortgage is a…
Home Funding Corporation (HFC) is a private mortgage lender with a vast amount of experience in residential mortgage lending. The principals of HFC have over 20 years of “hands-on” experience in assisting clients with their mortgage needs. Therefore, we are…
